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Specialists about your Personal Injury Accident.
Our experts, with a minimum of 10 years experience, will explain everything to you and give you an honest opinion on your No Win No Fee Claim.
We obtain the maximum compensation for your Injuries claim -
Personal Injury Claims Process
Here at FreeInjuryClaim.com we try and make sure you are fully aware as to the current position of your no win no fee claim for Personal Injury. Depending on the type of accident you have had which has caused your personal injury the way in which your claim is handled will be different due to the rules and processes that our no win no fee solicitors have to follow. Below we set out in brief the Claims Process which will assist you in assessing how your claim will be dealt with.
Road Traffic Accidents After April 2010
If your no win no fee personal injury claim relates to a Road Traffic Accident which took place after 1st April 2010, and your injuries are not significant, then your claim will be dealt with in accordance with the pre-action protocol for Low Value Personal Injury Claims resulting from Road Traffic Accidents.
Your claim for Personal Injury as a result of your Road Traffic Accident will be dealt with in 3 stages.
Stage 1
Once you have spoken to our no win no fee solicitors your claim will be reported to the insurance company of the owner of the vehicle which was at fault for the accident, or the Motor Insurers Bureau where the person at fault for your Road Traffic Accident and injuries was not insured.
The Defendant Insurance company will then have 15 days to respond to your claim as to whether they admit liability and will make a payment of Personal Injury Compensation to you subject to proving your injuries. They may also allege that you were partly to blame for the injuries you sustained if you were NOT wearing your seat belt. If an admission of liability is received your claim will proceed to Stage 2.
If the Defendant does not accept liability for the accident and holds you or someone else to blame for the acciden the Claim will come out of the Portal System and into the standard regime for the issues to be investigated.
Stage 2
Stage 2 of your Car Accident Personal Injury claim wil comprise of obtaining medical reports from a Medical Expert in the field relating to your injuries. These experts range in diciplines and will be considered for their appropriateness by your no win no fee solicitor. Your no win no fee solicitor will have access to a large number of expert who are normally sourced through one of the largest medical agencies in the country, either Mobile Doctors Ltd or PMLS as we do not place any requirement on our solicitors they are free to choose ANY medical agency they wish and may use an alternative if they feel it is in your best interest to do so.
You will attend a medical appointment to discuss your injuries with the medical expert who will then prepare a medical report on behalf of the Court describing the effects of the accident you have sufferred. This will enable your no win no fee solicitors to establish the value of your claim for personal injury.
During this stage also our no win no fee solicitors will establish what your out of pocket expenses are. Once this has been done they will put your claim to the defendants with a settlement pack an the defendant will consider the your claim for personal injury accordingly and hopefully a reasonable offer to settle the same.
If an acceptable offer is not made your solicitor will advise you the best way to proceed with your claim and you can proceed accordingly. For more information about this process visit the website of the Ministry of Justice by clicking here
Road Traffic Accidents Before April 2010, Work Accident Injury Claims and Public Liability Injury Claims
All claims which do not fall into the above protocol are dealt with in the same way under the standard Personal Injury Pre-action Protocol. This protocol can be found here.
The protocol moves your no win no fee claim for Personal Injury forward and provides structure to the claims process. The key stages are as follows.
Letter of claim
Your personal injury claim resulting from either a Road Traffic Accident before April 2010, a Work Accident or an accident in a public place, will be instigated by way of a formal letter of claim. This letter will be sent to the defendant or their insurers detailing the extent of your claim and guidance as to the potential value of your claim for personal injury.
The Defendant (your oponent) will have 21 days to acknowledge the letter of claim and a further 3 months to investigate the circumstances of your accident and make a decision as to whether they are prepared to accept liability for your accident.
If liability is accepted your claim will proceed to negotiation of the value of your claim for compensation, through the following stages of the personal injury protocol. If the Defendant denies liability for the accident they must explain in full why and provide documentation to support their denial. Our solicitors will then work hard to fight your claim and advise you accordingly.
Instruction of Medical Consultants
If liability is accepted for your personal injury claim, or your no win no fee solicitors feel that you still have an excellent chance of succeeding with your personal injury claim despite the defence put forward by the defendant. Your solicitors will proceed to instruct a medical expert in the field most appropriate to your injuries.
You will attend a medical appointment and a medical report will be prepared in relation to you injuries and how they have affected your life after your accident.
Once this report has been prepared and agreed by you it will be disclosed to the Defendants along with a Schedule of Special Damages (a List of Out of Pocket Expenses relating to your Accident). At this point negotiations can commence in relation to settlement of your claim and hopefully conclusion.
Settlement
Whilst every effort is made to settle your claim for you as quickly as possible our no win no fee solicitors will alway make sure that they act in your best interests to ensure that you get the maximum Personal Injury Compensation you are entitled to. This may mean that they will need to undertake more work to help you with rehabilitation in terms of physiotherapy or obtaining information from your employers regarding loss of earnings for instance. Given this there is no set time frames for claims to be dealt with. As a guidance however Personal Injury Claims relating to minor injuries in a Road Traffic Accident will settle within 6 to 9 months. Work accident claims and other types of claim settle within 12 to 18 months on average.
Please do not worry however our no win no fee solicitors do all the work. The average amount of time you will have to spend in dealing with your claim is generally 3-4 hours over the course of the claim.
Miss A from Southend received £3250.00 due to a Work Accident and says “I was very happy with the way you worked on my claim. I was worried I might lose my job but thank you for reassuring me. Work have even changed the way we all work now”